Assign the invoice to a financier and get most of the money the same day. On the due date, they collect from your customer. The risk of late payment is no longer yours.
No cardNo monthly feeConnected to your ERP
Simulator no sign-up
Pick the amount and the term to maturity. See how much you get the same day and what it costs.
YOU GET TODAY, NET · INSTEAD OF WAITING 62 DAYS
Indicative rate. The final offer depends on the financier and your customer's score. No onboarding fee.
How it works the invoice becomes liquidity
You sold and delivered. Instead of waiting 60 days, the money comes in today and collection stops being your problem.
The eligible invoice is advanced in 1 to 2 business days, typically 90 to 95% of the value. The rest, minus the financier's fee, arrives when the customer pays. Advanta charges you nothing.
Request access →In the non-recourse form, if the customer pays late, that's the financier's problem, not yours. Your treasury stays protected from the variability of the customer's term.
See how we validate the risk →Compare offers from partner banks and alternative funders without leaving the platform. The financing decision comes in days, not weeks.
See the price →The model liquidity without waiting
Factoring turns an unpaid invoice into money today. The company grows at its own pace, not at the pace your customers pay.
Liquidity today. Get most of it the same day, without waiting for the customer's term.
Risk transferred. Non-recourse, the customer's late payment becomes the financier's.
No spreadsheets. Invoices come from the ERP, already validated. No reconciling by hand.
You choose the financier. Banks and alternative funders on one console, approval in days.
Price Advanta charges you nothing
The financier is the one who pays us. You get their market rate, with no Advanta markup, and compare several funders on the same console.
We bring the bank or funder invoices already verified by the ERP and scored. They pay us for that, and for you the Advanta cost is zero.
The financier charges for the money it advances, as in any factoring. That rate is theirs, indicative, and always shown before you confirm.
Connect the ERP and simulate your invoices in minutes. No card, no monthly fee.
Request access →reply within <1 business day · diogo@advanta.pt