Pay early for a discount · Dynamic discounting
Pay early.Keep the discount.
Cash in the bank? Pay your suppliers' invoices early and the supplier gives you a discount for it. It is your own money earning a return, invoice by invoice, with no change of software.
No cardNo monthly feeStarts from your invoices
Calculator no sign-up
How much does the cash you hold earn?
Adjust the accounts-payable volume, the average term and the discount offered. See the yield in real time.
Your profile
Estimated result
ANNUALISED YIELD · ILLUSTRATIVE EXAMPLE
A 30-minute diagnostic. We share a projection with the company's real numbers, in a board-ready PDF.
How it works three steps, a single ledger
From cash in the bank to a discount on the invoice.
Three steps, always with your own cash, and each one is recorded.
Pay early. Keep the difference.
The platform proposes paying the invoice earlier, in exchange for a small discount. The supplier accepts or declines invoice by invoice, and the difference stays in your company. You pay with your own cash, with no implementation cost.
Request access →The right offer, to the right supplier.
Know who to propose to, how much and when, without spreadsheets: every supplier arrives already scored from 300 to 850, on six weighted dimensions from your invoice and payment history.
When the audit comes, it's already answered.
Every offer, acceptance and payment is recorded with date and user, and the payment leaves ready for your bank's portal. When the audit comes, the event log already tells the whole story.
How we guarantee the audit trail →The model your own cash
It is your money earning.
You pay your suppliers' invoices early, with the treasury you already have, and the supplier gives you a discount for it. You decide invoice by invoice, and the balance sheet stays as it was.
Real yield. For example, 6.3% annualised on a 1.2% discount paid 70 days early, calculated invoice by invoice.
In interest. You pay with your own treasury. The discount stays in the company and the balance sheet stays as it was.
At a time. You decide proposal by proposal. Accept only the ones that make sense for your cash.
Data ready. Every early payment generates value-chain data, ready for the report.
Price free
Free. The discount is all yours.
Advanta keeps none of the discount and sends you no invoice for it. To start, request access.
Every euro of discount your suppliers accept stays with your company. Advanta charges nothing for it.
No implementation, no monthly fee and no minimums. The first proposal comes from the invoices you already have, from your accounting software or a file.
Start with the next invoice to pay.
Your money earning, invoice by invoice. Request access and we reply within one business day, with no card and no monthly fee.
Reply within one business day · diogo@advanta.pt