The technology layerbetween companies and their banks.
Advanta Enterprises, S.L. builds the rail that lets a bank or funder run factoring, confirming and dynamic discounting from the invoices companies already have. We are software. We do not lend, hold capital or take credit risk.
Madrid · Spanish S.L.EU-hosted · eu-west-1No debt, by founder rule
[01] Leadership
A Spanish company, run from Madrid.
Advanta Enterprises, S.L. was founded in 2026 to turn the invoices companies already have into working capital.
Founder
Diogo Abreu
Previously at Microsoft Azure and Siemens. MSc Information Management, NOVA IMS. Based in Madrid.
[02] How we work
Three rules, written down.
They decide what goes on this site, what goes in a deck, and what we say no to.
Every claim specific, sourced and labelled. What exists is counted from the production database; what is not yet in place is written down next to it.
Comprehension before persuasion. Every page shows the interface, the document or the arithmetic, not an adjective.
Equity, grants and prizes only. Never a loan, on our side or on a company’s: a supplier that takes early payment sells an approved receivable, it does not borrow.
[03] Verified facts
Counted on 19 September 2026.
From the production database and the deployed surfaces, not from a roadmap. The app, the funder portal and every email run in 7 languages: Portuguese, Spanish, English, French, German, Italian and Dutch. Companies in Portugal and Spain can join today; their customers can be anywhere in the EU. Other euro-area countries open one by one.
Every one with its source in version control. Retired connectors are switched off and answer as unavailable.
Row-level security on every table. No public storage bucket.
From TOConline and Holded to SAP and Business Central. Every connection can be revoked at any time. Every other software by file upload: CSV or Excel, SAF-T, e-invoices (Facturae, UBL/Peppol, CII/Factur-X, FatturaPA and more) and accounting files (FEC, DATEV, XAF). See every connection and format
[04] What we build
One approval, three ways to move the money.
A buyer approves the invoices it will pay anyway. From that single approval, a supplier can be paid sooner by a bank, a buyer can extend its terms while suppliers are still paid in days, or a buyer with cash to spare can pay early and keep the discount. The approval itself becomes a certificate a bank can verify.
Talk to us.
Write to us
Advanta Enterprises, S.L. · Carretera de Fuencarral 44, Edificio 2, A302, 28108 Alcobendas, Madrid
diogo@advanta.pt →reply within <1 business day