Product Confirming

Extend terms without squeezing suppliers.

The financier pays your suppliers on the due date, for you. Your company settles later, over an extended term. It frees up cash flow and protects the commercial relationship.

Request access Simulate my headroom

No cardNo monthly feeConnected to your ERP

Extended supplier payment
Supplier invoice23 400 € · due D+30
Supplier is paidon time · D+30
The company settlesD+90 · 60 days later
+ 60 days of headroom
up to +120days of term
on timesuppliers always get paid
0pressure on the commercial relationship
~0.7%per month of extension
banks+funderson one platform

Simulator no sign-up

How much headroom does your treasury gain?

Pick the supplier amount and how many days you want to extend. See the cash preserved and what it costs.

Your payment

Amount to pay the supplier23 400 €
Days of term extension60 days
Cash that stays in the company23 400 €
supplier paid on time+60 days of headroom

Estimated result

Supplier is paidon time
Cash preserved23 400 €
Cost of the extension327 €
Annualised cost8.4%
+60 days

OF TREASURY HEADROOM · SUPPLIER PAID ON TIME

Extend my terms

Indicative rate. The final offer depends on the financier and the company profile. No onboarding fee.

How it works two terms, one platform

Supplier on time. You with more time.

Suppliers want to be paid in 30 days. Your treasury was asking for 90. Confirming solves both sides at once.

The financier pays them for you.

On the due date, the financier is the one who pays the supplier. They get paid on time, or can even pull it forward by giving up a small discount. The commercial relationship stays protected.

Request access
Supplier paid on termD+30
Invoice23 400 € · due D+30
Supplier is paidon time · D+30
Paid bypartner financier

Your company settles later.

The term extends from 30 up to 120 days. Cash stays in the company for longer, at a low, transparent cost calculated on the days of extension.

See the price
Extended termconfirming
SupplierD+30
Company settlesD+90
Headroom+60 d
D+30 ········· D+90+60 days of cash

Banks and funders, on the same console.

Compare confirming programmes from partner banks and alternative funders without leaving the platform. All connected to the ERP, all auditable.

See the audit trail
3 confirming programmesLive
NCAlternative funder0.65% / mo · up to 120 d
NBPartner bank0.7% / mo · up to 90 d
MTPrivate credit0.8% / mo · up to 90 d

The model both sides protected

More term for you, no cost to them.

Confirming is not about delaying payments. It is about paying suppliers on time, with a financier's money, and settling later. Nobody loses out.

More headroom. Extends your term from 30 up to 120 days. Cash stays in the company for longer.

Suppliers on time. Always paid on term, or even earlier. The commercial relationship stays protected.

Low cost. Around 0.7% per month of extension, transparent and calculated on the days.

You choose the programme. Banks and funders on one console, connected to the ERP and auditable.

Price Advanta charges you nothing

For you, our commission is zero.

The financier is the one who pays us. You get their market rate, with no Advanta markup, and compare several funders on the same console.

0 € commission
The financier is the one who pays Advanta

We bring the bank or funder requests already verified by the ERP and scored. They pay us for that, and for you the Advanta cost is zero.

~0.7% / mo
The financier's rate, not ours

The financier charges for the term it extends, as in any confirming. That rate is theirs, indicative, and always shown before you confirm.

Give your treasury headroom, without squeezing anyone.

Start free

Connect the ERP and simulate your terms in minutes. No card, no monthly fee.

Request access

Talk to us

A 30-minute diagnostic, with your real payments.

Book a diagnostic

reply within <1 business day · diogo@advanta.pt