Pay later · Confirming
Pay later.Suppliers paid on time.
Once a bank or funder approves, it pays your suppliers on the due date and your company pays it later, with 30 to 120 extra days as the offer sets. Suppliers are paid on time, or earlier if they choose to. It costs the funder's rate per month of extension, visible before you confirm.
No cardNo monthly feeStarts from your invoices
Simulator no sign-up
How much headroom does your treasury gain?
Pick the supplier amount and how many days you want to extend. See the cash preserved and what it costs.
Your payment
Estimated result
OF TREASURY HEADROOM · SUPPLIER PAID ON TIME
Illustrative example with an indicative rate. The funder sets the final rate and term. No onboarding fee.
How it works two terms, one platform
The supplier on time. Your company with more time.
Suppliers want to be paid in 30 days. Your treasury was asking for 90. Confirming gives both sides what they asked for.
The bank pays them for you.
On the due date, the bank is the one who pays the supplier. They get paid on time, or earlier if they choose to, in exchange for a small discount. The commercial relationship stays exactly as it was: good.
Request access →Your company settles later.
The term extends from 30 up to 120 days. Cash stays in the company for longer, at a clear cost calculated on the days of extension and visible before you confirm.
See the price →The best programme, compared on one screen.
When several banks and funders are live, compare their confirming programmes on the same screen. All from your invoices, all recorded.
See the audit trail →The model who funds the term
More term for you. Payment on time for them.
The bank pays the suppliers on the due date and your company pays the bank later. Suppliers get paid when they expected to, and cash stays with you for longer.
More term. 30 to 120 extra days, chosen by you. Cash stays in the company for longer.
Suppliers on time. Paid on the due date, by the bank. Or earlier, if they choose to.
Clear cost. Advanta charges you nothing; the funder's rate per month of extension is calculated on the days and shown before you confirm.
You choose the programme. Banks and funders on the same screen, each with its own offer.
Price Advanta is free for you
For you, our commission is zero.
The bank is the one who pays us. You get its market rate, with no Advanta margin, and compare several programmes on the same screen.
We bring the bank requests already checked against your accounting data and scored. It pays us for that, and for you the Advanta cost is zero.
The bank charges for the term it extends, as in any confirming. The rate is theirs, indicative, and always shown before you confirm.
Start with the next supplier invoice.
More term for your company and suppliers paid on time. Request access and we reply within one business day, with no card and no monthly fee.
Reply within one business day · diogo@advanta.pt