Get paid.And turn every reminder into evidence.
Every open invoice scored each night, with the reasons. Reminders in the debtor’s language, statutory interest included. Bank statements that close paid invoices on their own. The one plan a company pays for, priced in pilot.
Scored nightly, reasons storedStatutory interest includedBank statements matched automatically
Northgate Metalworks · FT 2026/0388 · 21 days late · statutory interest 598 €
| Invoice | Debtor | Score | Status |
|---|---|---|---|
| FT 2026/0388 | NMNorthgate Metalworks | watch · 61 | reminder 2 sent |
| FT 2026/0402 | PSPennine Spinning | low · 88 | due D+12 |
| FT 2026/0371 | SPSevern Packaging | watch · 54 | matched · paid |
| FT 2026/0395 | APAshcroft Paints | low · 91 | due D+30 |
Illustrative data, fictional companies
[01] What it does
Three jobs your team does by hand today.
Collections is the part of working capital that needs no bank and no funder. It runs on your invoices alone (your accounting software connected, or a file upload), and it pays for itself the first time an invoice is paid on time instead of ninety days late.
Predict. Which invoices will pay late, and why.
Every open invoice is scored each night against the debtor’s history, concentration and settlement pattern. The widget says why, so the score can be argued with.
The first night, in numbers →Remind. Five steps, in the debtor’s language.
A five-step sequence with the statutory late-payment interest computed and shown, so the number on the reminder is the number the law allows. Email today; SMS and WhatsApp are planned.
How statutory interest is computed →Match. Statements close paid invoices on their own.
Bank statements, CAMT.053 or CSV, are read and matched. Paid invoices close without a click; doubtful ones are queued for a person. Every settlement joins the history the score learns from.
Evidence a funder can check →[02] The first night
29,230 invoices scored the first night it ran, on demo, test and unverified books.
Most books lack settlement history, so the model says so rather than pretending. As statements are matched, the history builds and the scores sharpen.
counted on 7 September 2026 · from the production database
Watch means no history yet, not risk invented.
The score, the reminders and the matching work from the invoices you bring in. See every connection and format
If you later finance a receivable, the history is already there as demand evidence.
[03] Pricing
Priced in pilot.
Collections is the one plan a company pays for. Dynamic discounting, factoring and confirming carry no monthly fee: the capital side pays Advanta. For collections we set the price together with the first pilot customers, on the value it recovers, and publish it here when it is fixed.
How we are paid →Your company, as a plan. Nothing per reminder, nothing per invoice.
From the first pilot cohort. Talk to us to join it.
The financing products, the direct connections and file uploads, the scoring behind dynamic discount and factoring.
FAQ Questions finance teams ask us
Before your first night.
Join the first pilot cohort.
Book 30 minutes
Connect your accounting software or upload your invoices, see your first night’s scores, and set the price with us.
Book 30 min ↗reply within <1 business day · diogo@advanta.pt